Vehicle Finance

A Consumer Credit Agreement is the most popular form of finance we can offer when a vehicle is used for domestic or personal purposes. We can tailor the agreement in many ways to suit your needs:

• Low or no deposit finance
• Structured payments
• Balloon/Residual payments
• Competitive rates

Each application is individually assessed with convenience and flexibility in mind – we can get you pre-approved within the same day!.

We offer solutions specifically designed for sole traders, partnerships and companies which allow for flexible payments to suit your business and cash flow requirements. If you are GST registered, you can claim the full amount of GST paid on the vehicle when you complete your next return.

We can then take this amount and structure it into the Commercial Loan and Security as a lump sum without having to pay any additional fees. Once you have completed the full amount of repayments, the vehicle is still kept in your ownership.

Operating Lease – Maintained

A maintained operating lease is a business only solution offered to reduce the hassle of managing the ongoing costs involved in the maintenance of your vehicle or fleet.

The vehicle is chosen by you and tailored to your needs, but owned by the lease company, meaning that it is off-balance sheet – the regular payments are normally tax-deductible!

At the end of the lease term, the vehicle is handed back to the lease company.

Operating Lease – Non-Maintained

A Non-Maintained operating lease is an alternative offered to businesses who prefer to manage the maintenance and repairs of their vehicles themselves.

All servicing and repair costs, as well as day to day running costs, are met by you.

Again, at the end of the lease term, the vehicle is handed back to the lease company and you walk away with no further obligation to the vehicle.

Motor Vehicle Insurance

We offer a wide array of motor vehicle insurance, from full comprehensive to third party.

On offer for our new Mitsubishi clients is a tailored motor vehicle insurance package, which includes these major benefits:

• Three year new for old replacement with unlimited kilometres
• Genuine Mitsubishi parts used in all repairs for 5 years
• Mitsubishi premium accident management service

See here for more of these great benefits.

Mechanical Breakdown Insurance

We also offer a selection of mechanical breakdown insurances– these range from classic coverage to pinnacle cover.

We also provide mechanical breakdown insurance for EV/Hybrid Vehicles. Make sure to enquire with our business manager!

Simon Lucas North Shore works with two of the most celebrated financial institutions in New Zealand; Mitsubishi Motors Financial Services and UDC Finance.

Please see below for links to their standard Terms, Conditions and Fees:

UDC Finance:

If you have any further questions relating to Terms, Conditions and Fees, feel free to contact us.

The Mitsubishi Motors Assured Future Value is the minimum value of your Mitsubishi at the end of your finance contract, as determined by Mitsubishi Motors Finance. Mitsubishi Motors Assured Future Value terms and conditions apply. If these conditions are not met, the option to return your vehicle for the future value at the end of your contract may not be available and the outstanding loan will still need to be repaid in full. The information provided in this brochure is general in nature. You should seek your own financial advice to determine whether Mitsubishi Motors Assured Future Value is appropriate for your individual circumstances. Terms, conditions, fees and charges apply to Mitsubishi Motors Assured Future Value products. Mitsubishi Motors Assured Future Value products are available to approved customers of Mitsubishi Motors Finance. Mitsubishi Motors Finance is provided by UDC Finance Limited. Lending criteria, terms and conditions apply to any UDC loan.